Loan at Bradesco: How to Apply, Types of Credit and Advantages

Announcement

Do you need fast, reliable credit with several options for contracting? loan at Bradesco may be the ideal choice. One of the largest banks in Brazil, Bradesco offers lines of credit for all profiles — from salaried employees to retirees, self-employed workers and public servants.

In this guide, you will understand how it works personal loan at Bradesco, what types are available, interest rates, how to contract and what to evaluate before signing the contract.

How Does a Loan Work at Bradesco?

THE loan at Bradesco It can be requested by both existing bank customers and new users. The process is simple and can be done via the app, internet banking, ATM or in person at a branch.

The main features:

Online simulation;
Quick credit analysis;
Digital or in-person hiring;
Release of the amount directly into the account.

Types of Loans at Bradesco

1. Bradesco Personal Loan

Fixed installments;
Up to 72 months to pay;
Credit released quickly;
Ideal for emergencies or personal projects.

2. Credit secured by real estate

Lower interest rates;
High values;
Longer terms to pay;
Requires paid-off property as collateral.

3. Bradesco Payroll Loan

Installments discounted directly from the benefit or salary;
Reduced rates;
Available to retirees, pensioners and public servants.

Who Can Take Out a Loan at Bradesco

To request a loan at Bradesco, you must:

Be 18 years of age or older;
Have a valid CPF;
Proof of income (including MEI or self-employed);
Have a current account at the bank (in some cases);
Go through credit analysis.

Customers with pre-approved limit You can now hire through the app, without sending additional documents.

Bradesco Loan Interest Rates

To the interest rates vary according to the customer profile and the type of credit chosen. In general:

Personal loan: from 2,49% per month;
Consigned: from 1,29% per month;
With property guarantee: rates starting from 0.99% per month.

Always check the CET (Total Effective Cost) in the simulation.

How to Apply for a Loan at Bradesco: Step by Step

Access the Bradesco app or go to an ATM;
Click on “Credit” and then “Simulate Loan”;
Choose the desired modality;
Enter the amount and deadline;
Sign digitally or finalize at the agency;
The amount will be deposited into the account within 1 business day (after approval).

Do you want to simulate your loan safely? Access the bank's official website

Advantages of a Loan at Bradesco

Various modalities available;
Simple and fast hiring;
Digital and in-person service;
Competitive rates for those who have a good relationship with the bank;
Fast credit release.

Disadvantages and Points of Attention

Requires credit analysis;
Some options are only available to current account holders;
Administrative fees may apply.

Always compare with other institutions before hiring.

Is a Bradesco Loan Worth It?

Yes. The loan at Bradesco It is a reliable option for those seeking credit with speed, flexibility and security. With several options, the bank serves everyone from those who need an emergency amount to those seeking credit with collateral and lower interest rates.

Ideal for existing customers, but also accessible to new users, Bradesco combines tradition, technology and good payment conditions.

Do you want to simulate your loan safely? Access the bank's official website

Frequently Asked Questions about Loans at Bradesco

1. Can I take out a loan at Bradesco without being a customer?
Yes, some options are available to non-account holders, but the best limits tend to be for customers.

2. What is the minimum and maximum amount I can request?
It depends on the credit analysis and the chosen modality. In general, the amount starts at R$500 and can exceed R$100,000 with collateral.

3. Can I pay off my loan early?
Yes, with proportional discount on interest.