How IPVA works: Everything you need to know

Announcement

IPVA (Tax on Motor Vehicle Ownership) is a mandatory annual tax for land vehicle owners in Brazil.

Tax revenue is divided between the state and the municipality where the vehicle is registered and is used to finance various areas, such as health, education, security and infrastructure.

Understanding how IPVA works, payment dates and the benefits involved is essential to keeping your tax obligations up to date and avoiding problems.

What is IPVA?

The IPVA was created with the aim of raising funds for the states, with the revenue being divided between the state government and the municipality where the vehicle was registered.

The percentage varies according to the legislation of each state, but generally half of the revenue goes to the municipality. This tax is calculated based on the vehicle's market value, which is determined by the Fipe Table or other criteria defined by each state.

How is the IPVA Value Calculated?

The IPVA amount is determined by applying a rate to the vehicle's market value. Each state defines its own rates, which may vary depending on the type of vehicle and its use.

For example, in many states, passenger cars have higher tax rates than trucks or motorcycles. Older vehicles may be exempt from the tax, depending on local laws.

Tips and Benefits

  1. Financial Planning: Pay your IPVA on time to avoid interest and fines. Many states offer discounts for those who choose to pay in full.
  2. Discounts for Punctuality: Some states offer significant discounts for those who pay their taxes in advance. Check the website of your state's tax department.
  3. IPVA Exemption: Check if you are entitled to the exemption, which is common for older vehicles, people with disabilities (PCD) or certain types of vehicles, such as those intended for school transport.
  4. Avoid Legal Complications: Paying the IPVA is essential to keep your vehicle's license up to date. Failure to do so may result in a fine and the vehicle being impounded.

IPVA Payment Schedule 2025

Below is an example of a table with IPVA payment dates, organized according to the reference year, the final number of the vehicle's license plate and the respective due date:

Reference YearEnd of the PlatePayment Date
20251January 10th
20252January 11th
20253January 12th
20254January 13th
20255January 14th
20256January 15th
20257January 16th
20258January 17th
20259January 18th
20250January 19th

Amounts and dates may vary depending on the state. Therefore, always check the website of the State Treasury for updated information.

How to Pay IPVA

IPVA payments can be made at bank branches, ATMs, bank apps or through the website of your state's Finance Department. You just need to have the vehicle's Renavam and the owner's CPF or CNPJ on hand.

Consequences of Non-Payment

Not paying IPVA can have several consequences, such as:

Conclusion

IPVA is an essential tax for the functioning of the states and must be paid responsibly. Planning your finances, taking advantage of discounts and staying informed about local rules are essential attitudes to avoid problems.

Pay attention to deadlines and ensure that your vehicle is in good condition so you can drive safely and within the law.